Terms & Rates by State

Texas

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CSO/CAB Installment Loan

For Texas residents, Lend You Cash Texas Inc. will not be the direct lender for loans that you may receive from this website. Lend You Cash Texas Inc. is a Credit Service Organization and a Credit Access Business (“CSO/CAB”).

Lend You Cash Texas Inc. will attempt to arrange for a loan between you and a third-party lender, service that loan if the loan is funded and provide a guarantee to the third party lender. If you have any questions regarding your loan or services provided by the CSO/CAB, please direct all questions or comments to: Lend You Cash Texas Inc. (888-743-6229 ) and not the third party lender.

  • - The minimum loan amount available to Utah customers is $100.00
  • - The maximum loan amount available to Utah customers is $1500.00*
  • - The minimum loan term is approximately 4 months
  • - The maximum loan term is approximately 6 month
  • --Total Interest and CSO/CAB Fees Rate combined expressed as an annual percentage rate of approximately: 649% APR** (This includes CAB/CSO Fees and Interest ) ** however rates and interest may vary
  • --The Third Party Lender will charge an interest rate not to exceed 10.00% per annum and the Credit Service Organization/Credit Access Business will also charge fees.
  • - Actual loan terms may vary based on applicant's qualifications.
  • - Number of payments is determined by your employment pay frequency. Your loan will be contracted for at least 120 days and not more than 180 days.
  • - You may pre-pay your loan at any time without penalty and only pay interest accrued and fees earned up to the date of in which you have incurred.
  • - You have the right to cancel your loan within 3 calendar days of signing your loan docs. Cancellation Forms will be provided with your Loan Documents.
  • *All Fees, Interest and Loan Terms are subject to vary by state

Sample Fees and Rates

  • --The CSO/CAB Fees will vary based on your loan amount and qualifications. The Third Party Lender will also charge interest at a Rate not to exceed 10% APR.

CLICK BELOW FOR EXAMPLES OF CONSUMER DISCLOSURE FORMS WHICH ARE REQUIRED BY LAW. THESE ARE EXAMPLES OF THE TOTAL COSTS AND FEES ASSOCIATED WITH THE DIFFERENT LOAN AMOUNTS OR PAYMENT SCHEDULES

Example of a multi-payment Loan for $500 Installment Loan - 10 Bi-weekly Payments
Example of a multi-payment Loan for $600 Installment Loan - 5 Monthly Payments
Example of a multi-payment Loan for $600 Installment Loan - 24 Weekly Payments

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Lend You Cash Texas LLC obtained a license with the Texas Office of Consumer Credit Commissioner. You may contact the Consumer Credit Hotline for information or assistance. Office of Consumer Credit Commissioner, 2601 North Lamar Boulevard, Austin, Texas 78705-4207, (800)538-1579, consumer.complaints@occc.texas.gov, occc.texas.gov.

The Loans or extension of credit obtained through an installment or payday loan is not intended to meet long-term financial needs and should only be used to meet immediate short-term cash needs. Refinancing the loan rather than paying the debt in full when due will require the payment of additional charges.

Please call us at 888-743-6229 and your Loan Officer will provide you of the exact rate, fee and payments for your loan.

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CLICK BELOW FOR EXAMPLES OF CONSUMER DISCLOSURE FORMS WHICH ARE REQUIRED BY LAW. THESE ARE EXAMPLES OF THE TOTAL COSTS AND FEES ASSOCIATED WITH THE DIFFERENT LOAN AMOUNTS OR PAYMENT SCHEDULES

(PLEASE NOTE YOUR ACTUAL PAYMENTS MAY VARY):

Example of a multi-payment Loan for $500 Installment Loan - 10 Bi-weekly Payments
Example of a multi-payment Loan for $600 Installment Loan - 5 Monthly Payments
Example of a multi-payment Loan for $600 Installment Loan - 24 Weekly Payments

Missouri

  • - The minimum loan amount available to Missouri customers is $100.00
  • - The maximum loan amount available to Missouri customers is $1500.00*
  • - Direct Lender Rate: 649% APR
  • - All loan terms are approximately 4 months
  • - * All Fees, Interest and Loan Terms are subject to vary by state

  • - Actual loan terms may vary based on applicant's qualifications.
  • - Number of payments is determined by your employment pay frequency. Your loan will be contracted for at least 120 days, this is required by law.
  • - You may pre-pay your loan at any time without penalty and only pay interest accrued up to the date of in which you have incurred.
  • - We are a direct lender in the state of Missouri.

  • Missouri Division of Finance
  • - Truman State Office Building, Room 630, Jefferson City, MO 65102
  • Please call us at 888-272-5105 and your Loan Officer will provide you of the exact rate, fee and payments for your loan.

NOTE: If you make all your payment on time as reflected in the payment schedule, you will pay off your loan on the final payment.


The payment schedule below is an example of a $500 bi-weekly loan. The rates and fees you will be charged will vary by state and based on your qualifications. Please review your loan documents for your rates and fees, before signing the loan documents. If you have any questions please contact us.

Example Payment Schedule



Utah

  • - The minimum loan amount available to Utah customers is $100.00
  • - The maximum loan amount available to Utah customers is $1500.00*
  • - The minimum loan term is approximately 4 months
  • - The maximum loan term is approximately 4 months

  • - Actual loan terms may vary based on applicant's qualifications.
  • - Number of payments is determined by your employment pay frequency.
  • - You may pre-pay your loan at any time without penalty and only pay interest accrued up to the date of in which you have incurred.
  • - We are a direct lender in the state of Utah.

  • Utah Department of Financial Institutions
  • - 324 South Street, Suite 201, Salt Lake City, UT, 84111
  • - PO BOX 146800 Salt Lake City, UT 84114-6800
  • - (801) 538-8830

NOTE: If you make all your payment on time as reflected in the payment schedule, you will pay off your loan on the final payment.


The payment schedule below is an example of a $500 bi-weekly loan. The rates and fees you will be charged will vary by state and based on your qualifications. Please review your loan documents for your rates and fees, before signing the loan documents. If you have any questions please contact us.

Example Payment Schedule


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