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Category Archives: Credit Cards

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Surprising Credit Card Facts

7 Surprising Credit Card Facts

Credit CardsBy John StewartNovember 28, 2022

You are here: Home The last thing you want to do is get your credit card statement every month, but credit cards are a very interesting topic. There is a lot that most people don’t know about their main form of payment, the tiny plastic cards on which we all rely. These cards have a…

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IS NOW

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We are excited to announce that our company has rebranded to Galt Credit!
While our name is changing, our commitment to providing you with excellent service and financial solutions remains the same.
Starting now, all communication and transactions will reflect our new brand identity:

GALT CREDIT

GALTCREDIT.COM

A new website for a more modern look but the same excellent customer service team.

If you are a new customer and need to apply for our Personal Loans you will be redirected to our NEW Loan Application Form – app.galtcredit.com/register

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If you are an existing customer and need to access you loan management dashboard, you will be redirected to app.galtcredit.com/login

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LEND YOU CASH DISCLAIMERS

Customer Notice: Advance of money and extensions of credit should be used for short-term financial needs only, not as a long-term financial solution. Customers with credit difficulties should seek credit counseling. The Website does not constitute an offer or solicitation to offer a loan.

  • Lend You Cash and third-party lender funds are generally deposited via ACH for delivery next business day.
  • A ‘pre-approval does not mean that you will receive a loan. For final approval and you receive funds, you must meet certain Company criteria and verifications.
  • Not all loan applications or extension requests are approved. Due to state, verification and approval requirements, not all applicants for online loans will be eligible for approval.
  • The Company may contact you using one or more authorized communication methods. If you provided consent to call you on your mobile phone as part of the contract, the Company may call you using an autodialer or similar type device.
  • Lend you Cash uses various credit reports, data sources and applicant information as part of its credit transaction approval process. Applying may affect your traditional credit score. We do not perform traditional credit checks as part of our credit transaction approval process, but do verify applicant information via reporting databases including, but not limited to, DataX and Clarity. If you have defaulted on past loans or credit agreements , you may be declined for a extension of credit or cash advance.
  • Please see Rates & Terms to check the availability of online loans and extensions in your state. Lend You Cash does not lend in all states.
  • In certain situations, refinancing the loan rather than paying the debt in full when due will require the payment of additional charges.
  • Interest, post maturity interest, NSF fees, and late fees may result from non-payment. Your financial institution may also charge you additional fees for insufficient funds.
  • The Company complies with applicable collection laws. In some states, customers may obtain a payment plan.
  • Customers applying for Lend You Cash or third-party lender loans may be required to submit additional documentation due to state law and qualification criteria.
  • There may be fees associated with renewals or extension of your loan depending on your state and type of loan. Your loan will not renew automatically. If applicable in your state, a renewal depends on the Company’s underwriting criteria. Funds are available into your account generally the next business day after your application is approved (not pre-approved).

Company Refund Policy. If there is an error regarding a withdrawal from your account Lend you Cash will review and refund within five (5) business days. If written notice is received regarding an error, Lend You Cash will review and respond within 30 days. Please note that Lend You Cash reserves the right to offset any refund against any payments due on your account.