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Category Archives: Personal Finances

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Is Getting a Small Loan a Good Idea? A Comprehensive Guide

Discover Key Tips and Risks For Getting a Small Loan Wisely

Money, Personal FinancesBy John StewartNovember 11, 2024

You are here: Home Getting a small loan can be a practical solution for managing unexpected expenses or bridging financial gaps. Whether you’re facing urgent home repairs, medical bills, or other immediate needs, small loans offer a way to access funds quickly. These types of loans are often unsecured, meaning they don’t require collateral, which…

Personal Loans with Flexible Terms: Solutions for any Budget

Discover Personal Loans with Flexible Terms for Every Need

Personal Finances, Personal LoansBy John StewartAugust 19, 2024

You are here: Home Financial decisions often come with a sense of urgency—whether it’s covering an unexpected expense, consolidating debt, or managing day-to-day cash flow. The challenge many face isn’t just about finding the right loan; it’s about finding a loan that adapts to their needs. This is where personal loans with flexible terms shine.…

Texas Proof of Income for Apartment: A Comprehensive Guide

Texas Proof of Income for Apartment: A Complete Guide

Guides, Personal FinancesBy John StewartApril 8, 2024

You are here: Home Imagine you’ve just landed your dream job in bustling Austin, Texas. You’ve found the perfect apartment with a balcony overlooking the city lights. But before you can sign the lease, you’ll need to tackle the application process, and a key part is providing proof of income. Texas landlords have specific requirements…

Managing Holiday Expenses in Texas: Easy Loan vs Credit Card

Managing Holiday Expenses in Texas: Easy Loan vs Credit Card

Texas Loans, Personal FinancesBy John StewartNovember 27, 2023

You are here: Home The holiday season, a time for merriment, family gatherings, and cherished traditions, can also bring financial strain, especially if you’re on a tight budget. In Texas, the average household spends $2,388 on holiday expenses, according to a recent survey. Managing these expenses without accumulating debt can be challenging. Personal Loans in…

Personal Loans for Appliance Emergencies or Crisis

Personal Loans for Appliance Emergencies: Your Financial Lifesaver

Money, Personal FinancesBy John StewartOctober 16, 2023

You are here: Home Household appliances breaking down at the most inconvenient times can be a major source of frustration and stress. Not only do these emergencies disrupt our daily routines, but they also come with a hefty financial burden. When faced with the need to replace essential appliances, personal loans can provide a viable…

The Importance of Budgeting for Halloween with simple tips

The Importance of Budgeting for Halloween Treats: Tips and Ideas

Personal Finances, Installment LoansBy John StewartOctober 9, 2023

You are here: Home Budgeting for Halloween treats is a crucial aspect of planning for the spooky season. Whether you’re hosting a party or simply want to indulge in some tasty treats, having a well-thought-out budget can help you make the most of your Halloween celebrations. In this article, we will explore the significance of…

Building and Maintaining Good Credit for Financial Success

Building and Maintaining Good Credit for Financial Success

Personal Finances, Installment LoansBy John StewartOctober 2, 2023

You are here: Home Having good credit is essential for financial success. It not only affects your ability to borrow money but also determines the interest rates you qualify for and the options available to you when seeking credit. In this article, we will discuss the importance of good credit, provide tips on improving and…

Overcoming Financial Emergencies: How Online Direct Lenders Can Help

Overcoming Financial Emergencies: How Online Direct Lenders Can Help

Direct Lender, Personal FinancesBy John StewartSeptember 18, 2023

You are here: Home Financial emergencies can occur at any time, leaving people and families in desperate need of financial support. Online direct lenders play an important role in offering rapid and convenient access to loans during these difficult times. In this article, we will look at the role of online direct lenders in providing…

Effective Strategies for Responsible Financial Management

Effective Strategies for Responsible Financial Management

Personal Finances, MoneyBy John StewartSeptember 11, 2023

You are here: Home Managing your finances is a crucial aspect of achieving financial stability and meeting your financial goals. One of the most effective ways to take control of your finances is through budgeting. By creating a budget and tracking your expenses, you can gain a clear understanding of your income, expenses, and financial…

Understanding Loan Types: Choosing the Right Loan for Your Needs

Understanding Loan Types: Choosing the Right Loan for Your Needs

Personal FinancesBy John StewartAugust 28, 2023

You are here: Home When it comes to borrowing money, there are several loan options available through online direct lenders. Understanding the different loan types and their features is essential for choosing the right loan that suits your financial needs. In this article, we will explore the several loan options provided by online direct lenders,…

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IS NOW

Galt Credit Logo

We are excited to announce that our company has rebranded to Galt Credit!
While our name is changing, our commitment to providing you with excellent service and financial solutions remains the same.
Starting now, all communication and transactions will reflect our new brand identity:

GALT CREDIT

GALTCREDIT.COM

A new website for a more modern look but the same excellent customer service team.

If you are a new customer and need to apply for our Personal Loans you will be redirected to our NEW Loan Application Form – app.galtcredit.com/register

APPLY NOW

If you are an existing customer and need to access you loan management dashboard, you will be redirected to app.galtcredit.com/login

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Customer Notice: Advance of money and extensions of credit should be used for short-term financial needs only, not as a long-term financial solution. Customers with credit difficulties should seek credit counseling. The Website does not constitute an offer or solicitation to offer a loan.

  • Lend You Cash and third-party lender funds are generally deposited via ACH for delivery next business day.
  • A ‘pre-approval does not mean that you will receive a loan. For final approval and you receive funds, you must meet certain Company criteria and verifications.
  • Not all loan applications or extension requests are approved. Due to state, verification and approval requirements, not all applicants for online loans will be eligible for approval.
  • The Company may contact you using one or more authorized communication methods. If you provided consent to call you on your mobile phone as part of the contract, the Company may call you using an autodialer or similar type device.
  • Lend you Cash uses various credit reports, data sources and applicant information as part of its credit transaction approval process. Applying may affect your traditional credit score. We do not perform traditional credit checks as part of our credit transaction approval process, but do verify applicant information via reporting databases including, but not limited to, DataX and Clarity. If you have defaulted on past loans or credit agreements , you may be declined for a extension of credit or cash advance.
  • Please see Rates & Terms to check the availability of online loans and extensions in your state. Lend You Cash does not lend in all states.
  • In certain situations, refinancing the loan rather than paying the debt in full when due will require the payment of additional charges.
  • Interest, post maturity interest, NSF fees, and late fees may result from non-payment. Your financial institution may also charge you additional fees for insufficient funds.
  • The Company complies with applicable collection laws. In some states, customers may obtain a payment plan.
  • Customers applying for Lend You Cash or third-party lender loans may be required to submit additional documentation due to state law and qualification criteria.
  • There may be fees associated with renewals or extension of your loan depending on your state and type of loan. Your loan will not renew automatically. If applicable in your state, a renewal depends on the Company’s underwriting criteria. Funds are available into your account generally the next business day after your application is approved (not pre-approved).

Company Refund Policy. If there is an error regarding a withdrawal from your account Lend you Cash will review and refund within five (5) business days. If written notice is received regarding an error, Lend You Cash will review and respond within 30 days. Please note that Lend You Cash reserves the right to offset any refund against any payments due on your account.