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Category Archives: Money

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Is Getting a Small Loan a Good Idea? A Comprehensive Guide

Discover Key Tips and Risks For Getting a Small Loan Wisely

Money, Personal FinancesBy John StewartNovember 11, 2024

You are here: Home Getting a small loan can be a practical solution for managing unexpected expenses or bridging financial gaps. Whether you’re facing urgent home repairs, medical bills, or other immediate needs, small loans offer a way to access funds quickly. These types of loans are often unsecured, meaning they don’t require collateral, which…

How to Get Personal Loans for Fair Credit: A Complete Guide

Personal Loans for Fair Credit: Benefits and Tips Explained

Money, Personal LoansBy John StewartAugust 5, 2024

You are here: Home Finding the right personal loan can be challenging, especially if you have a fair credit score. Personal loans for fair credit are designed to help individuals who fall within a specific credit score range, typically between 580 and 669. These loans can provide the necessary funds for various needs, such as…

Do Small Loans for Bills Solve Money Problems or add more?

Do Small Loans for Bills Solve Money Problems or add more?

Online Loans, MoneyBy John StewartApril 22, 2024

You are here: Home Picture this: the due date for your electricity bill is looming, but an unexpected car repair has just drained your emergency fund. The stress starts to build – what do you do? Most of us have been in a similar tight spot when unplanned bills crop up. It’s overwhelming, especially when…

How to Budget for Thanksgiving: Personal Loan Solutions

How to Budget for Thanksgiving: Personal Loan Solutions

Money, Personal LoansBy John StewartNovember 1, 2023

You are here: Home How To Budget For Thanksgiving: Personal Loan Solutions Thanksgiving is a time for celebration, gratitude, and coming together with loved ones. However, it’s also a time when expenses can quickly add up, from purchasing groceries for a lavish feast to traveling to visit family and friends. To ensure a stress-free and…

Personal Loans for Appliance Emergencies or Crisis

Personal Loans for Appliance Emergencies: Your Financial Lifesaver

Money, Personal FinancesBy John StewartOctober 16, 2023

You are here: Home Household appliances breaking down at the most inconvenient times can be a major source of frustration and stress. Not only do these emergencies disrupt our daily routines, but they also come with a hefty financial burden. When faced with the need to replace essential appliances, personal loans can provide a viable…

Effective Strategies for Responsible Financial Management

Effective Strategies for Responsible Financial Management

Personal Finances, MoneyBy John StewartSeptember 11, 2023

You are here: Home Managing your finances is a crucial aspect of achieving financial stability and meeting your financial goals. One of the most effective ways to take control of your finances is through budgeting. By creating a budget and tracking your expenses, you can gain a clear understanding of your income, expenses, and financial…

Stay in Your Home: Emergency Loans for Rent can help

Stay in Your Home: Emergency Loans for Rent can help

Emergency Loans, MoneyBy John StewartAugust 1, 2023

You are here: Home In times of unexpected financial emergencies, one of the most pressing concerns is the ability to cover essential expenses like rent. Fortunately, there are options available to help individuals facing such situations. Emergency loans for rent can provide a much-needed lifeline to those in need, enabling them to maintain their housing…

Texas Summer Fun: Dive into Thrills and Adventures!

Texas Summer Fun: Dive into Thrills and Adventures!

Money, Personal FinancesBy John StewartJune 19, 2023

You are here: Home As the mercury rises and the scorching Texas sun reigns high, it’s time to gear up for a summer adventure like no other. Texas, with its vast landscapes and vibrant culture, offers an array of exhilarating activities that make for an unforgettable summer. From water parks and river tubing to music…

Starting an Emergency Fund: Step-by-Step guide

Starting an Emergency Fund: Step-by-Step guide

Personal Finances, MoneyBy John StewartMay 22, 2023

You are here: Home An emergency fund is a savings account that you can use to cover unexpected expenses, such as medical bills, car repairs, or job loss. Having an emergency fund can help you avoid going into debt or dipping into your retirement savings when life throws you a curveball. So, starting an emergency…

Pawn Shop Loans: 7 Reasons To Think Twice

Pawn Shop Loans: 7 Reasons To Think Twice

Money, Personal FinancesBy John StewartMay 15, 2023

You are here: Home Pawn shop loans have been around for centuries, providing people with a quick and easy way to borrow money by putting up collateral. However, just because something has been around for a long time, it doesn’t necessarily mean it’s a good idea. In fact, there are many reasons why you should…

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IS NOW

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We are excited to announce that our company has rebranded to Galt Credit!
While our name is changing, our commitment to providing you with excellent service and financial solutions remains the same.
Starting now, all communication and transactions will reflect our new brand identity:

GALT CREDIT

GALTCREDIT.COM

A new website for a more modern look but the same excellent customer service team.

If you are a new customer and need to apply for our Personal Loans you will be redirected to our NEW Loan Application Form – app.galtcredit.com/register

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If you are an existing customer and need to access you loan management dashboard, you will be redirected to app.galtcredit.com/login

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Customer Notice: Advance of money and extensions of credit should be used for short-term financial needs only, not as a long-term financial solution. Customers with credit difficulties should seek credit counseling. The Website does not constitute an offer or solicitation to offer a loan.

  • Lend You Cash and third-party lender funds are generally deposited via ACH for delivery next business day.
  • A ‘pre-approval does not mean that you will receive a loan. For final approval and you receive funds, you must meet certain Company criteria and verifications.
  • Not all loan applications or extension requests are approved. Due to state, verification and approval requirements, not all applicants for online loans will be eligible for approval.
  • The Company may contact you using one or more authorized communication methods. If you provided consent to call you on your mobile phone as part of the contract, the Company may call you using an autodialer or similar type device.
  • Lend you Cash uses various credit reports, data sources and applicant information as part of its credit transaction approval process. Applying may affect your traditional credit score. We do not perform traditional credit checks as part of our credit transaction approval process, but do verify applicant information via reporting databases including, but not limited to, DataX and Clarity. If you have defaulted on past loans or credit agreements , you may be declined for a extension of credit or cash advance.
  • Please see Rates & Terms to check the availability of online loans and extensions in your state. Lend You Cash does not lend in all states.
  • In certain situations, refinancing the loan rather than paying the debt in full when due will require the payment of additional charges.
  • Interest, post maturity interest, NSF fees, and late fees may result from non-payment. Your financial institution may also charge you additional fees for insufficient funds.
  • The Company complies with applicable collection laws. In some states, customers may obtain a payment plan.
  • Customers applying for Lend You Cash or third-party lender loans may be required to submit additional documentation due to state law and qualification criteria.
  • There may be fees associated with renewals or extension of your loan depending on your state and type of loan. Your loan will not renew automatically. If applicable in your state, a renewal depends on the Company’s underwriting criteria. Funds are available into your account generally the next business day after your application is approved (not pre-approved).

Company Refund Policy. If there is an error regarding a withdrawal from your account Lend you Cash will review and refund within five (5) business days. If written notice is received regarding an error, Lend You Cash will review and respond within 30 days. Please note that Lend You Cash reserves the right to offset any refund against any payments due on your account.